Mr. V's Restaurant Equipment

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Mr. V's Restaurant Equipment

March 29, 2018

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Credit Card Processing Machine

Today, major companies are taking advantage of small retail businesses like never before in history. Mr. V.’s Restaurant Equipment and Store Fixtures LLC needed a credit card processing machine, and a representative from Wells Fargo brought the documents to the business. The officer explained that all credit cards would be charged overnight and deposited that following day in the business’s bank account. The company would be paying 1% for processing Visa and Master Card and 1.25% for American Express. Mr. V had been dealing with banks for 60 years and trusted what the representative said, as it was difficult for him to read the small, complicated print often seen on contracts such as this. He had no idea the credit card processing companies had run into a major problem with the banks based on their increasing percentages, and they passed their problem onto the retail businesses. It has been explained throughout this book how minority lawyers and court ...

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